FRIENDS CAMPAIGN EXTENDED

It's not that we like small print, it's just that we want to explain everything properly

• Legal text, Note: ¹

  Promotion terms and conditions:

  Promotion valid until 30 June, 2024 for the first 1,000 new customers who open an account with the bank and meet the activity criteria. (They must pay at least €600 into the account or carry out nine transactions in the last three months.) The campaign is aimed at individuals living in Spain who have never previously benefited from this remuneration, and the recommender or existing customer must be a Partnet branch employee. The promotional code delivered by the entity may not, under any circumstances, be shared on online platforms (social networks or internet platforms). If it is, inappropriate use of the promotion will be understood to have taken place and Bankinter will cancel the code. The payment of €50 to both the friend and the existing customer will be made the day after the minimum activity requirements are met. The recipient will be required to pay the relevant taxes on the gift as well as any tax withholding or payment on account that Bankinter may be legally required to make. Payments received qualify as monetary income subject to tax withholding and payment on account. As monetary income, the withholding tax base will be calculated by increasing the acquisition value or cost for Bankinter by 20%. Bankinter will carry out the withholding and payment on account in accordance with applicable law. If the terms and conditions agreed in a commercial offer are not met and you therefore have to return all or part of the sums already settled, your account will be debited for the gross amount that you received. All of the above is without prejudice to any specific tax law and regulations in effect in Navarre and the Basque Country. This promotion cannot be combined with any other offers or promotions.

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  Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros Life Insurance sold by Bankinter, as the related BANCASSURANCE OPERATOR, with registered office at Paseo de la Castellana, 29 (PC 28046), entered in the Madrid Companies Register under Volume 1857, Sheet 220, Page 9643, with Tax ID Number (CIF) A-28157360 and entered in the Special Administrative Registry of the General Directorate of Insurance and Pension Funds under the Ministry of the Economy and Finance (Paseo de la Castellana 44, 28046 Madrid), http://www.dgsfp.mineco.es, under the bancassurance operator code OV-0028, which has taken out the civil liability insurance required under Article 152 of Royal Decree-Law 3/2020 of 4 February on urgent measures, which incorporates into Spanish law various directives of the European Union concerning public procurement in certain sectors; private insurance, pension plans and funds, taxation and tax litigation.

  The bancassurance operator has entered into insurance agency agreements with the institutions listed here.

• Legal text, Note: ³ Bankinter Pension Plans: The key information document for unit holders is available at bankinter.com. The Pension Plan Promoter is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The Pension Fund Manager is Bankinter Seguros de Vida, S.A. de Seguros y Reaseguros. The depositary of the pension funds is Bankinter, S.A.

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  Investment funds: Fund manager: Bankinter Gestión de Activos. Guarantor and depositary: Bankinter, S.A. The prospectus and key investor information document are available at all Bankinter branches, on BANKINTER.COM and on the website of the Spanish National Securities Market Commission (www.cnmv.es).

  The fund manager of the IIC is Bankinter Gestión de Activos, S.A., S.G.I.I.C., located at Calle Marqués de Riscal 11 bis and registered with the CNMV under registration no 55. The fund’s depositary is Bankinter, S.A., located at Paseo de la Castellana 29 and registered with the CNMV under registration no 27.